The world is increasingly getting inter connected and complex. Bank credit mechanism has also undergone phenomenal changes in recent years. Few years ago, credit meant only Cash Credit, Overdraft and Loan.
The world is increasingly getting inter connected and complex. Bank credit mechanism has also undergone phenomenal changes in recent years. Few years ago, credit meant only Cash Credit, Overdraft and Loan. Today quasi credit facilities like Letters of Credit, Bank Guarantees, Co acceptances, Buyer's Credit and Supplier's Credit are gaining predominance.
The bank officer dealing with such products should possess a good knowledge of the product itself to assess the risk involved and judge the repayment capacity of the borrower to honour the liabilities within the agreed timeframe.
Credit Appraisal and Risk Appraisal can be considered as two sides of the same coin. Hence, when appraisal aspects are being discussed, be it concerning domestic finance or trade finance for international trade, risk aspects are considered so that the credit officer does not lose sight of the same. The course provides a holistic insight into the various dimensions in bank credit management.
Over the years, the banking sector in India has witnessed significant growth and disruptions. This sector plays a crucial role in driving the country's economic development by facilitating financial intermediation, i.e. mobilization of savings and credit deployment.
While the Indian banking sector faces certain challenges, it is also witnessing significant advancements and opportunities. With the right reforms, technology adoption and strategic initiatives, the sector can play a more pivotal role in supporting India's objectives of economic growth and financial inclusion.
We, at IIBF, strive to create the right kind of Human Resources who can handle their assignments with responsibilities in the fast changing banking scenario through education and training.
While revising our courseware or introducing new courses, our prime objective is to equip our members with requisite knowledge and prepare them for their future professional journey.
IIBF has taken a number of new initiatives for the benefit of banking & finance professionals, both for members and non-members.
Our Credit Risk Management Course aims to provide high-quality training that covers fundamental knowledge and core concepts practically. When the credit crisis is handled poorly, it leads to a loss of customer confidence and scandals.
Credit Management, Profit Planning Challenges and Mitigation course is offered by Bankers Institute of Rural development (BIRD).
Edstellar's instructor-led Credit Analyst training course is designed for professionals to enhance their expertise in financial analysis, risk assessment, and credit management. The course is essential for organizations to strengthen financial decision-making processes.
Want to Get Promoted with your Banking Profession? Enroll with NESTO Institute in T.Nagar, Chennai. NESTO Helps in confidently clearing your IIBF Credit Officer Exam by training you with latest exam pattern along practice in timely clearing mock exams.
Credit Monitoring & Supervision training is offered by NIBSCOM. The training programmes are designed and delivered from the point of enriching the skill sets of employees already working in Banking and Financial Sector.
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