Insurance And Risk Management

This course provides students with an understanding of risk management and the tools and techniques available to minimize exposures to risk. You will learn how to conduct an insurance needs analysis for clients and evaluate insurance contracts for life, disability, long-term care, and health insurance.

The course also covers how insurance rates are developed, what types of contracts are available, how to read insurance proposals, and how life insurance is used in financial planning.

Students also learn about property and casualty insurance, including homeowners’, liability, and auto insurance. Other topics include group life and health insurance plans, business uses of insurance, and annuities.

Modules included in this course:

• Principles of Insurance

• Insurance Needs and Evaluating Risk Exposures

• Insurance Contracts

• Business Uses of Insurance

• Insurance Policy and Company Selection

• Property and Casualty Insurance

• Liability Insurance

• Health Insurance

• Disability Income Insurance

• Long-Term Care Insurance

• Life Insurance

• Annuities

• Taxation of Insurance