Finance Essentials For Banks

This concise, one day course will enable you to gain a working knowledge of how banks make money and create value for their shareholders. 

We will cover bank strategy and key performance indicators; how the income statement and balance sheet work for a bank and the headline numbers for results; how banks are regulated and the impact this has on strategy and performance. We will use a major bank as our main example and compare to a range of others.

 
Outcomes:

• Become conversant with the language of a bank’s senior management
• Understand the business of banking and how banks make money
• Appreciate how banks create value for shareholders and how this drives strategy
• Understand bank balance sheets and income statements
• See how banks are regulated, including capital ratios, leverage, liquidity etc
• Be able to use key performance indicators to tell your financial story

What's Included:

• Breakfast, lunch and snacks throughout the day at one of wallacespace’s lovely venues
• A folder containing all your course materials
• A copy of our printed financial glossary
• Briefing papers, online courses and quizzes available after your course via a virtual classroom
• Access to our tutors by phone or email should you have any questions after your course
• After the course, you will have access for 4 months to the following eLearning courses which will help you consolidate your knowledge:
• Introduction to Companies, Funding & the Capital Markets – Essentials
• Finance Essentials for Banks – Essentials

What You Will Learn:

• The Big Picture
• Context – economic overview
• Capital markets essentials including the yield curve and funding
• Why banks are highly leveraged
• How banks create value
• Example bank strategy – how it fits in
• Banking and Accounting Essentials
• How banks make profits
• Exercise: Banks accounting game
• Regulation & Capital Ratios
• Exercise: Banking risks
• Basel I, II and III overview
• Capital, risk-weighted assets and capital ratios
• Other Basel III measures
• Impact of regulatory landscape on profitability
• Capital and leverage ratios compared
• Key Performance Indicators
• Exercise: How KPIs tell the story
• Example Bank Review
• Understanding financial strength
• Understanding growth and profitability
• Segment performance
• Key performance Indicators vs peers
• Summary and Conclusion
• Telling the story – the link with strategy
• The future for the banking sector
• How to learn more