Certificate In Insurance Company Analysis

The overall goal of this five-day certificate program is to give participants with limited exposure to insurance company financial statements and markets a systematic approach to analyze the credit risk and financial strength of life, non-life, and reinsurance companies. 

Key Learning Outcomes:

• Distinguish the risks inherent in the main products offered by life, non-life (P&C) and reinsurance companies and recognize how these are reflected in the financial statements
• Understand the key components of an insurance company’s income statement and balance sheet
• Calculate and apply some basic ratios to quantify an insurance company’s financial strength, performance and risk profile relative to Fitch Ratings financial ratio benchmarks
• Apply a structured approach to identify key risks and mitigants when transacting with insurance and reinsurance companies, and to appreciate the main methods of capital-raising by insurers
• Appreciate how economic, competitive and regulatory issues impact the risk profile, performance and financial health of an insurance company
• Understand the business and financial risks inherent in the life and non-life insurance and reinsurance industries
• Use qualitative and quantitative analysis to distinguish strong and weak performers and to detect early warning signals of deteriorating financial strength