Certificate In Money Management

Ever feel like money controls your life? Do you wish you understood a bit more about wealth and debt, interest rates, insurances and investment? Can't quite come to grips with the basics?

Managing money is a life skill that most of us are never taught. Take control of your financial future for you and your wh?nau by learning about money, debt and how to create wealth. You'll learn through lots of practical examples and activities, giving you a clear understanding of each topic.

You'll Learn About:

• your money habits and goals
• your current financial position
• budgeting and managing your money through different life stages
• debt management and credit ratings
• savings and investments
• home ownership, mortgages and property investment
• risk and insurance
• Kiwisaver and planning for retirement
• how to create and protect wealth
• trusts, wills and estate planning

You'll Be Able To:

• budget and set personal goals to manage own money, and review regularly
• manage own income and debt by planning for changing life and financial circumstances, and review regularly
• monitor own saving and spending using money management strategies and tools
• assess potential saving and investment opportunities
• apply knowledge of tools and strategies to create and protect assets and wealth, as life and financial circumstances change
• apply knowledge of a range of advisers and institutions in the financial services sector, to compare their products, services, roles and functions

The purpose of this qualification is to provide tauira with knowledge of money management within personal and financial sector contexts.

It is suitable for tauira who wish to advance their skills and knowledge in personal financial management and may also provide a credential to support people wishing to enter employment within a range of businesses and industries.

Aotearoa, tauira, and their communities will benefit from an increase in participation in quality financial education and increasing financial literacy.