Credit Management, Profit Planning Challenges And Mitigation

Bankers Institute of Rural development (BIRD), a training establishment of  NABARD for undertaking training, research and consultancy in the area of agriculture and rural development banking was established in 1984 by NABARD.

The Institute is engaged in training and capacity building of the officials of the Rural Financial Institutions viz., Commercial Banks (CBs), Regional Rural Banks (RRBs), Cooperative Banks, Government and Non-Government organizations particularly in Eastern and North Eastern Region. 

It organized in-house and onlocation training programmes, besides customized programmes for banks, workshops/seminars and studies of current interest, etc. with a team of committed Faculty Members who have specialized in economics, finance, project appraisal, behavioral science, banking law and practice, management and organization development and bank supervision.

Since the onset of the Covid 19 pandemic, the Institute operating from Kolkata has adapted to the online programme delivery modules and has been effectively reaching out to various stakeholder’s training needs. The institute has over the years built the capacities of seventy thousand trainees through various kinds of programmes.

Full time Faculty members selected amongst officers of NABARD are crafted into the mentor’s role. The Faculty Members with long association with various developmental as well as credit operations in NABARD  guide the participants adequately.

The journey that began way back in 1984 continues albeit through ever changing capacity building models and strives for bettering the understanding amongst the stakeholders, so that equipped with adequate and appropriate knowledge sustainable agrarian  economy marches ahead.