Diploma In Banking Operations

Banking operations are bank-specific economic activities listed in the Banking Law which involve provision of certain financial services to their recipients (clients of a bank or third parties) against payment and under an agreement concluded with the client.

Syllabus:

• Introduction to Bank: Ancillary services of banks, innovation in banking technology, organization of bank branch, reserve bank of India regulation om our banks, proforma of final accounts of banking companies.
• Banking Product & Operation: Evolution of banking, functions of bank, procedure for opening and operating of deposit account, methods of remittances, lending principles, credit creation and balance sheet of a bank, negotiable instruments, endorsement, technology in banking.
• Banking Law: Overview of banking system, regulatory framework and compliances, banker- customer relationship, legal aspects of banking operations, banking related laws, loans and advances, securities for bank loans, financial analysis of banks, electronic banking and IT in banks, risk management in banks.
• Retail Banking: Growth of retail banking, advantage of retail banking, bank accounts, types of deposit accounts, client profile of retail banks, primary deposits & interest rate risk management, principles of retail lending, types of retail advances, loan evaluation procedure, credit cards, internet banking in India.
• Marketing Operation: Introduction to marketing, consumer behaviour & market segmentation, pricing distribution channel & physical distribution, recent development in marketing.
• Taxation: Introduction, important definitions, residential status and tax liability, income deemed to be received, value of housing accommodation, computation of net annual value of house property, deemed let out properties, process of calculating taxable profit in case of business. basis of charges, income chargeable under the head income from other sources, relevance of method of accounting.