A well-appraised loan proposal assesses all the risks involved in a loan proposal and enables banks to put in place risk mitigation measures to avoid future losses. However, an appraisal looks at risks perceived at the time of assessment only.
A well-appraised loan proposal assesses all the risks involved in a loan proposal and enables banks to put in place risk mitigation measures to avoid future losses. However, an appraisal looks at risks perceived at the time of assessment only.
In the dynamic world of today, we have seen the risk profiles of borrowers undergo sudden or gradual change due to unknown or unanticipated factors. Therefore, effective credit monitoring assumes great significance.
Credit monitoring aims at ensuring compliance of terms of pre-disbursement conditions; keeping documents legally enforceable; end use of funds as per the loan agreement to prevent diversion of bank funds; security offered to the bank against advance being physically and legally recoverable; and monitoring for early warning signals of deterioration in financial health for undertaking preventive steps.
This programme is designed to enhance awareness and upgrade skills in credit monitoring and identifying early warning signals for the bank officers entrusted with monitoring portfolio of corporate and SME advances at the branch / zonal office / head office level.
NIBM plays a very important role in capacity building of bank executives by offering training programmes in contemporary areas of banking and finance. Over more than 50 years, NIBM has conducted executive training programmes attended by more than 100,000 bankers from India and various other countries.
Every year NIBM conducts about 150 training programmes attended by about 5000 participants from various banks and financial institutions. The programmes are tailored to the emerging needs of banking focusing on areas like credit, risk management, treasury, audit, compliance, international banking, information technology, marketing, leadership, etc.
The trainings are offered in various formats (at NIBM campus/online/at the bank's location). NIBM also offers customized Executive Development Programmes, Functional Programmes (for a particular banking domain), Conferences and Workshops, Faculty Development Programmes for Staff Training College faculty members . NIBM training programmes are interactive in nature and various self-paced assignments and cases studies, etc. enrich the learning of the participants.
The Certified Credit Research Analyst (CCRATM) Certification is being jointly offered by Association of International Wealth Management of India (AIWMI) & National Institute of Securities Markets (NISM).
Credit Collection training is offered by Right Experts Management Solutions. Our vision is to become the most competitive and leading training organization in India by providing customized training programs and by qualified and high experienced trainers.
Certificate for Documentary Credit Specialist Course is Offered by Academy Of Trade Finance.
The world is increasingly getting inter-connected and complex. Bank Credit mechanism has also undergone phenomenal changes in recent years. Few years ago, Credit meant only Cash Credit, Overdraft and Term Loan.
The Credit Management training course provides the knowledge and skills required to manage outstanding customer accounts. In this course you will learn to apply professional industry approaches to procedures, guidelines, policies and standards in credit management.
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